Posted by Roxanna McDade on Tue, Aug 31, 2010 @ 09:01 AM
Flagstaff, AZ (PRWEB) August 31, 2010 - MexPro Assist is a product designed to provide all travelers to Mexico with legal and travel assistance peace of mind. Whether driving, taking a cruise, flying into Mexico, or even walking across the border—purchasers of MexPro Assist services will receive their own assistance services / legal services representative--available 24 hours a day, 7 days a week, 365 day per year.
Click here to read entire PRWEB Press Release on Mexpro.com's new Mexpro Assist Mexico Travel Services Product.
Posted by Roxanna McDade on Tue, Aug 17, 2010 @ 07:07 AM
Mexpro.com's happy customers often comment about the ease of using and purchasing Mexican auto insurance through Mexpro.com. Please read these recent testimonials for more information on our great online systems.
"Thank you for the great and easy service. I will recommend this website for anyone who plans to travel in Mexico in the future." David Briones 08-10-2010
"Your online policy and application for insurance is easy to follow. Your staff will answer any questions you may have when you call into the company. People are courteous and clear on communications." Mary Sanchez 08-12-2010 -Spring, Texas
Click here to read more Mexpro.com testimonials.
To Quote, Print and Purchase Mexican Car Insurance Now click here.
Posted by Roxanna McDade on Thu, Aug 05, 2010 @ 07:16 AM
By Ann Tatko-Peterson
Contra Costa Times
Travel Q&A
Q: We travel frequently to Baja California and are thoroughly confused regarding car insurance. We deal with major car rental companies. When booking in advance, we are always assured that the rates include all fees and insurance, but when we get to Mexico, we're told it does not include Mexican insurance, typically an additional $10 to $17 a day. We've also heard certain credit card companies, such as American Express, cover insurance if the car rental is booked through that credit card. Does this cover Mexican insurance, too?
A:Mexico does not recognize American insurance for injury liability. For that reason, you must have Mexican auto insurance when driving in Mexico — whether driving your own vehicle or renting one there.
American Express offers its card holders premium car rental protection coverage, costing California residents a one-time $17.95 for up to 42 days. The American Express card must be used to book and pay for the rental car.
This protection covers reimbursement for damage or theft of the rental vehicle and personal property and medical expenses and death benefits resulting from an accident. The coverage is available in every country except Australia, Ireland, Israel, Italy, Jamaica and New Zealand. Details: www.americanexpress.com; 800-528-4800.
There is a catch with this protection policy: It does not include liability coverage for damage to the other driver's car or person. If you are at fault and lack this liability coverage, you can be held in a Mexican jail until you pay off the obligation. In other words, this is mandatory insurance, which brings you right back to paying the rental car company $10 to $17 a day.
Most rental car companies outline the cost of this coverage on their websites. For example, the "Local Policies, Terms and Conditions" on Dollar's website says that liability insurance costs $6 a day in Mexico. (Note: This may fluctuate based on the foreign exchange rate.)
To safeguard against paying too much, always print the policy outlining rates, fees and insurance information. Never trust what you are told on the phone when booking a rental car; always insist that you be e-mailed or mailed an itemized accounting of what you are expected to pay. Then show the rental agent your printout if you are quoted a higher price.
For those driving their own car into Mexico, you can purchase Mexico tourist auto insurance online from the International Insurance Group, which works with five A-rated companies. Quotes are available by filling out an online form at https://sb.iigins.com/quote/?aff_id=2443&;agtdst=&=.
Posted by Roxanna McDade on Wed, Aug 04, 2010 @ 07:08 AM
by drewloupsen
at 123immo-maroc.com
Travel can be a exciting and fun adventure, and travel to a different country can be much better. It is always interesting to see and have interactions with other cultures, and even a language barrier can make for fun stories to tell the grandchildren. That is why Mexico is one of the most well liked destinations for travelers from the United States.
Before you pack the auto and drive to Mexico you need to make sure that you have the correct insurance protection, and regardless of whether or not your current carrier provides coverage within Mexico, go forward and buy Mexican car insurance.
Things you should know about driving in Mexico:
- Everything is closer, and people will drive closer together, streets are narrower, roadsides are small or don't exist.
- Don’t drive and talk on the phone; it is unlawful.
- Don’t instantly expect the auto in front of you to have functioning brake lights.
- Green service lorries are good. They’re the Green Angels or “Angeles Verdes,” and they patrol the toll roads to offer free roadside help to travelers.
- exactly like in the United States, traffic laws are dissimilar and vary from state to state.
- Watch really closely for barriers, animals, and people.
- No right on red. You’ll see drivers doing it, nonetheless it is illegal and you can get fines.
- Double check to make sure that your auto registration and driver’s license are valid, because your vehicle may be impounded if not.
- Purchase Mexican auto insurance or check to make certain it’s current.
Because of the different languages and differing legal systems, a proof of insurance certificate from a US insurer won’t be given any weight in Mexico. The purchase of a Mexican car insurance can truly avoid a lot a hassles and heartaches, because failure to provide sufficient proof of financial responsibility is a transgression in Mexico and might not be treated trivially. Only a Mexican insurer can offer evidence of financial responsibility.
Another quick reminder is you will need to buy Mexican car insurance before the trip. It is a quick and painless process when you do it online.
The very last thing that I say is to truly enjoy your vacation, and to take tons of pictures, because the holiday may last a week or two, but the memories will last a lifetime.
Posted by Roxanna McDade on Fri, Jul 30, 2010 @ 11:48 AM
By Andrea Juian
These days there are many choices when it comes to insurance coverage. With so many choices, it may seem overwhelming trying to determine which company is best for you. Price matters, of course, but what good is a low premium if you don't get the coverage you need when it matters most? Luckily, there is a good way to determine the credibility and reliability of your insurance company, and that is by checking to see what their A.M. Best rating is.
An A.M. Best rating is given by the A.M. Best Company, a full-service credit rating organization dedicated to serving the financial services industries that has been rating companies for over 100 years. Policyholders can refer to a company's A.M. Best rating to determine its strength and creditworthiness. In order to determine an insurance company's A.M. Best rating, a complex process is involved, one that looks at all aspects of the company to determine is stability and reliability.
When a company requests an A.M. Best credit rating, a complete profile of the company is determined and assessed by A.M. Best. Both public and proprietary financial information is reviewed, including annual and quarterly financial statements, reinsurance security, annual business plans, and certified actuarial and loss reserve reports. Next, an analysis is performed by A.M. Best that incorporates both quantitative and qualitative measures. The organizations financial health is analyzed, including underwriting, credit, interest rate and economic regulatory factors. It includes comparisons to peers, industry standards and proprietary benchmarks, as well as an assessment of operating plans, philosophy, and management.
In the end, the company being rated is awarded an A.M. Best rating that can range from A++ to S. The most secure ratings are A++ and A+, which represent a “Superior” rating. A and A- indicate an “Excellent” company, and B++ and B+ ratings are a good company. Vulnerable companies are those listed in the B to S ratings, with E companies being those under “regulatory supervision”, F companies are “in liquidation” and S companies are “suspended.” Even if a company has a low A.M. Best rating, they may still try to sell an insurance policy. There are, unfortunately, some companies that will take your money, even if they know they cannot offer you a reliable service.
Knowing what the A.M. Best rating for your insurance company is could save from a very bad investment. Insurance policies are supposed to protect you in the event of an accident, and if your insurance company has a poor A.M. Best rating, there is a high probability that it will not fully cover you the way it promised. There are many reliable insurance brokers that offer policies only from those companies with A.M. Best ratings in the A range, and these are the companies you want to deal with. In order to save yourself headache and heartache, look at a company's A.M. Best rating before investing in an insurance policy.
Posted by Roxanna McDade on Wed, Jul 28, 2010 @ 09:05 AM
By Andrea Julian
Travel to a foreign country means you will be leaving behind the security of your current insurance plans. When you travel to Mexico, your insurance needs will vary based on your travel situation. While not all insurance is necessary as a prerequisite for a visit to Mexico, it is highly recommend for many reasons. Since your current insurance will not cover you in Mexico, you will be financially vulnerable in the case of an accident or injury. Mexican laws are much different from those in America and Canada, and you could be held in the country or jailed if you are not able to pay bills you incur due to an accident. In order to protect yourself, consider buying Mexican insurance online to cover you and your property before going on vacation in Mexico.
Mexican Car Insurance If you are driving a car into Mexico, you will need Mexican car insurance. You can purchase insurance for your car to cover you for the amount of time you plan to be in Mexico. The cost of Mexican insurance will depend on the number of days you will be in Mexico, the value of your car, and the liability limits you choose. Some other options you can choose to add to your policy include the option to purchase “fixed deductibles” and to purchase vandalism and partial theft coverage.
Travel Medical Insurance for Mexico Everyone will need to get travel medical insurance while in Mexico, to cover any medical expenses while traveling. In the event of an emergency, you will have access to immediate and qualified medical care no matter where you are in Mexico. Temporary medical evacuation health insurance will provide you with emergency transportation to a qualified medical facility closest to your location if you are injured or involved in an accident while in Mexico. Protecting yourself with Mexico travel insurance is the best way to ensure your vacation doesn't turn into a disaster because of an unfortunate accident or illness.
RV, Boat and Motorcycle Insurance for Mexico Some vacationers to Mexico bring RV's, boats, or motorcycles. If your vacation plans includes bringing one of these recreation vehicles to Mexico, you will need Mexico travel insurance for them. Mexico RV insurance is not the same as regular Mexican auto insurance, so make sure you purchase Specialty RV Insurance Coverage for Mexico if you are driving your RV instead of a car. The same goes for Mexican boat and motorcycle insurance. Make sure you have the right coverage so your assets will be protected during your vacation.
Check with your Mexican insurance broker to find out the best policies that will fit your travel needs in Mexico. You can shop and purchase all your Mexico travel insurance policies online before you even leave on your trip. Mexico travel insurance is inexpensive and easy to purchase, and will safe guard you throughout the duration of your Mexico vacation, making it hard to find a reason not to leave home without it.
Posted by Roxanna McDade on Wed, Jul 21, 2010 @ 09:13 AM
By Andrea Julian
Driving a car to Mexico can be a really great experience. When you drive to Mexico, you will have the freedom to go where you want, when you want. You can explore Mexico's back roads, take day trips to isolated villages, and see parts of Mexico that most tourists would never get a chance to see.
When planning a driving trip to Mexico, you will need to buy Mexican car insurance. There are several reasons for this. One is that it is the law that you have insurance when you drive a car in Mexico. The other main reason is that your current insurance from America or Canada will not cover you in Mexico.
Mexican authorities do not recognize U.S. and Canadian insurance. In the event of an auto accident, you will be asked to present your Mexican car insurance. If you did not buy Mexican car insurance, and have no way to cover the damage caused to the other persons and vehicle you were involved in the accident with (even if the accident was not your fault) you could go to jail and be detained and not allowed to leave the country. This can be an extremely scary and expensive experience. Laws are different in Mexico in regards to car accidents. Sometimes it takes a long time for blame to be assessed in an accident, and the authorities can hold you in jail until it is. If you are found guilty, you will be expected to pay the damages to the victimized party in cash before you are allowed to leave.
It is so easy to buy Mexican car insurance online. All you have to do is find a reputable broker that sells Mexican auto insurance. You can get quotes online as well as compare benefits. Once you have found a good company from which to buy Mexican auto insurance, you will need to tell the customer service agent how long you will be in Mexico and the value of your car. You will be able to choose liability limits and the level of travel, legal and roadside assistance coverage you would like. When you buy Mexican car insurance, you will have the option to purchase “fixed deductibles” as well as the option to purchase vandalism and partial theft insurance. Make sure the company you choose allows you to have the option to have all repairs and claims settled in the U.S. or Canada.
Many Mexican insurance companies will also give you options to purchase travel and medical insurance. This can be an inexpensive way to insure you will be covered in the case of an accident while you are in Mexico. No one wants to spend their vacation worrying about what could happen, but if you are not prepared, your worst nightmare could become reality. Save yourself the headache by simply going online to buy Mexican car insurance before you leave on vacation. For drivers to Mexico, it could be the smartest move you ever make.
Posted by Roxanna McDade on Thu, Jul 08, 2010 @ 11:38 AM
From European Travel News
Everyone knows that the United States and Mexico have different legal systems, and because of these differences they also have different car insurance policies. I will try to outline some of the differences by type of insurance. Make sure that you don’t make the mistake of imagining that this is a complete list because there are just way too many minor differences to list.
First of all, let’s talk about Liability Insurance. Civil Law, as defined by statute, determines liability coverage in Mexico. This can be really good or really bad depending on your point of view. Because of this system there is almost never a claim made for pain and suffering or emotional distress. The great majority of claims are paid under “Property Damage to Others” and “Bodily Injury,” these losses are settled on an actual cash value (acv) basis, and are dictated by law.
It is generally assumed (and assumed correctly) that Mexico does not have as many court cases and attorneys as the United States. Indeed it is uncommon to have a claim in excess of $100,000. Sometimes, with a very expensive car, Property Damage to Others claims will get near this limit, but it is not at all common to have a Bodily Injury claim that comes close to the $100,000 number.
Now what I am about to say may seem obvious to some, but not to others: Liability insurance purchased from a Mexican Insurer will not cover any law suits against you in the United States, it will only cover law suits brought against you in Mexico. Therefore, if you are sued, in the United States, for an accident that occurred in Mexico, there will be no coverage under your Mexican policy.
The Second thing that I want to address is car insurance, because there can be quite a big difference in the various rates, coverages, limits, and deductibles that the various Mexican Insurance companies offer. Let’s take a look at some of the things that you should pay attention to. First of all, you will want a combined single limit coverage, as opposed to a split limit, because some insurance companies will reduce the amount payable with the use of split limits. The standard used on a Mexican car policy is a combined single limit of one hundred thousand dollars. I encourage you to stay away from split limits. Another coverage to take very seriously because it is very important is Legal Aid and Travel Assistance. Sometimes these are listed as as additional coverages, but they are not they are essential, and without both of these coverages you will be paying your own legal expenses until liability is determined.
Lastly, a Mexican car policy excludes both Vandalism and Partial Theft. In the United States policies are generally “all risk” policies, but Mexican policies are “named perils” policies. These policies provide coverage for collision, fire, total theft, some natural occurrences, and other perils. In the United States we are used to a fixed deductible, but Mexican car polices will often have a deductible as a percentage of the value of the car insured.
You can purchase an "all risk" policy for an additional charge through Mexpro.com. Click here to view our MexVisit Mexican car insurance travel assistance supplement.
Posted by Roxanna McDade on Tue, Jul 06, 2010 @ 11:43 AM
By Andrea Julian
Summer time is here which means it is prime time for fishing in the rich Pacific waters of Baja and the gentle waters of the Sea of Cortez in Sonora, Mexico. Every year serious anglers travel to Mexico to catch record marlin, dorado, billfish and yellow tuna. Though it is possible to charter fishing boats throughout the Baja and Sonoran region, many anglers prefer to bring their own boats, because there is nothing like being captain of your own craft. You can set your own schedule, make your own plans, and fish whenever you please. There are plenty of places to dock your boat in the Baja, and great roads make it easy to travel there by towing it behind your RV or truck.
If you are planning to bring your own boat to Mexico for your fishing trip to Baja, you will want to plan your trip to ensure you and your boat are completely protected. Although you can ask your current insurance agent for additional coverage for your boat while you are in Mexico, U.S. insurance companies do not offer liability coverage for any injuries sustained while in Mexico. Getting Mexico liability boat insurance will cover any personal injury costs in the unfortunate event of a boat accident while you are in Mexico. Mexico watercraft insurance policies will also include funds for legal assistance and bond coverage. No one wants to worry about being in an accident while on vacation. If you are properly prepared with Mexican watercraft insurance, you will not have to worry because no matter what happens, you will be covered.
Taking your boat into Mexico is no more complicated than taking your vehicle. You will, of course, want to make sure your truck or RV is properly covered with Mexican auto or RV insurance. Make sure you have the proper registration papers for your boat and vehicle to show at the border as you cross into Mexico. It’s a good idea to call ahead and reserve a place to stay before you head down. When you are towing a boat or jet skis, you will not want to be driving around looking for a place to stay. You can also ensure that there is a good place to park your boat at your hotel choice. If you are taking an RV, look for an RV park on the beach. Often you can find one with a boat dock or slips, which will make it even easier to get an early start when you set out to fish.
Wherever you plan on going in Baja for your fishing vacation, you are sure to encounter golden beaches, cool ocean breezes, friendly people, and most importantly, incredible fishing. Whether you choose to spend your time on the tranquil waters of the Sea of Cortez or the open water of the Pacific, you will be spending time in some of the best fishing waters in the world. So get your boat ready, get your Mexican insurance, and get going! The warm Pacific waters of Mexico await!
Click here to learn about Mexico fishing regulations.
Click here to get Mexico boat insurance for your watercraft.
Click here to get Mexican auto insurance for your car.
Posted by Roxanna McDade on Fri, Jul 02, 2010 @ 06:40 AM
By Patty Smith,
PYXISM World Travel
Before you go to Mexico be sure that you prepare for the various legalities of an international trip, and one of those legalities is Mexican car insurance. Whether you want to tour the various archeological sites and ruins or explore the pristine beaches, Mexico has something for everyone. It is a country that is stunning in its beauty, but its greatest attraction is its people, they are warm and friendly with a rich cultural heritage. A wonderful time can be had by the whole family during a vacation to Mexico.
Mexican car insurance can easily be purchased online from any number of different insurance companies. Now, before I go any further I want to make it crystal clear that you do, in fact, need to purchase an insurance policy from a Mexican insurance company. I know that some major carriers offer limited coverage within Mexico, this is usually limited to within twenty-five miles of the border. Some people assume that because their insurance policy will provide coverage in Mexico that they don't need to purchase additional insurance, but nothing could be further from the truth. In order for the government of Mexico to recognize the insurance as proof of financial responsibility it must be issued by a Mexican insurance company. Your United States policy is not considered valid by the Mexican government. It is important that your policy is recognized by the Mexican government because of the Mexican legal system.
There are some coverage differences between the Mexican and United States policies. Legal Aid and Travel Expense will be listed on the application as optional coverages. Please do not consider them to be optional, because they are essential. Without both of these coverages you will be responsible for all legal expenses until liability is determined. Remember that bit about being guilty until proven innocent, it applies here as well. Don't forget to check this particular box, because you want this coverage.
The other recommendation that I have is that you purchase a combined single limit of not less than one hundred thousand dollars. Because pain and suffering and emotional distress are not paid in Mexico. Bodily injury claims are usually less than those in the United States. A single limit policy allows a greater percentage of the claim to be applied to property damage as would normally be the case in a Mexican claim.
The other difference seen in Mexican car insurance is the exclusion for Vandalism and Partial Theft. This means that for theft coverage to apply, the entire car must be missing and not just parts of it, like the radio or tires. Vandalism is not covered, so that the broken windshield or the keyed car will be the owner's responsibility.
Mexico is one of the most spectacular places on earth. Please have an enjoyable vacation. One of the ways to ensure that your vacation goes as well as you would like it to purchase the right Mexican car insurance.